4950 NW 234th St, Edmond OK 73025 brian@unitedirm.com Mon–Fri: 9AM–5PM
Independent Insurance Agency (405) 728-9378
Home Insurance

Our Specialty:
Home Insurance

As a veteran-owned, family-run agency, home insurance is our primary specialty. We live in this community, we know Oklahoma homes, and we shop dozens of top carriers to make sure your family is protected the right way — at the best possible price.

⭐ Our Specialty Homeowners Insurance Renters Insurance Umbrella Policies Claims Support

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What We Offer

Home Insurance Is
What We Do Best

Home insurance is our specialty — it's the core of what United IRM was built to do. As a veteran-owned, family-run agency, we know what it means to protect something you've worked hard for. We shop dozens of carriers to make sure you're fully covered when it counts.

Whether you're a first-time homeowner or have lived in your home for decades, we tailor your coverage to your specific property, location, and situation. No generic policies. No gaps. No surprises at claim time.

When it comes to communication, we adapt to your style — whether you'd like to go over policies at your kitchen table or handle everything by phone or email, we're with you from start to finish.

We shop dozens of carriers for your best rate
Coverage tailored to your home, not a generic template
We do the heavy lifting when you have a claim
Annual reviews to keep your coverage current
Get A Free Home Quote
Home Insurance Claims Support
Coverage Options

Everything We Can Cover

From your primary home to rental coverage to extra liability protection — we have a solution for every situation.

01

Homeowners Insurance

Designed to help with expenses related to fire, hurricane, theft, and other hazards that can damage or devastate your home and its contents. Also covers the liability homeowners face when someone is hurt on their property — medical costs, legal costs, and damages.

02

Renters Insurance

If you rent, your landlord's policy doesn't cover your personal belongings. Renters insurance covers your contents if damaged or stolen, plus liability coverage in case a visitor is injured in your apartment — affordable, essential protection.

03

Umbrella Policy

When the liability limits of your other policies aren't enough, a personal umbrella policy provides $1 million or more in additional liability coverage — effectively extending the limits of each of your other policies with a single affordable policy.

04

Dwelling Coverage

Protects the physical structure of your home — roof, walls, foundation, and built-in fixtures — against covered perils including fire, wind, hail, and vandalism.

05

Personal Property

Covers your furniture, electronics, clothing, and personal belongings both inside your home and sometimes away from it. We make sure your limits actually reflect what you own.

06

Loss of Use

If your home becomes uninhabitable after a covered loss, this coverage pays for your additional living expenses — hotel, meals, and more — while your home is being repaired.

Brian Byers — Your Agent

"When it comes to claims, we do the heavy lifting. We service your needs from start to finish so you don't have to deal with paperwork on top of the unforeseen."

Brian Byers, Owner
How We Handle Claims

We Do The
Heavy Lifting

Filing an insurance claim is stressful enough without having to navigate paperwork and phone calls alone. When something goes wrong, we step in and manage the process on your behalf — from filing to follow-up to final settlement.

Our agents know the carriers we place you with, which means we can advocate for you effectively and make sure your claim gets resolved fairly and quickly.

01
Prompt Response

We pick up. When you have a claim, you reach a real person who knows your policy.

02
We Manage the Process

We handle the paperwork, communicate with the carrier, and keep you informed every step of the way.

03
We Advocate For You

We work on your behalf to make sure you receive the full benefit of the coverage you paid for.

Who We Work With

Top Home Insurance Carriers

We shop the nation's best to find your most competitive rate.

Progressive
Safeco
Travelers
American Modern
Chubb
Encompass
Foremost
Hagerty
Lexington
Lloyd's of London
MetLife
Client Stories

What Homeowners Say About Us

★★★★★

"Brian is always prompt, attentive and professional. We always appreciate the competitive pricing and service."

SL
Storage LionEdmond, OK
★★★★★

"Thank you so much for your great service! We were so pleased with your response time and the way that you made sure the coverage was just right for us."

LK
Larry & Cynthia K.Bethany, OK
★★★★★

"Brian was honest with me and told me it would not be in my best interest to switch at the time. That kind of integrity is rare — he truly looks out for you."

TM
Terri MillerEdmond, OK
Get Protected Today

Get Your Free Home Insurance Quote

One call is all it takes. We'll shop the market and find the best coverage and rate for your home.